Cancer, Heart Disease and Stroke – 3 big reasons why you need trauma insurance.

As people are becoming more aware of the statistical chances of suffering a critical condition or major trauma, the need for trauma insurance is becoming more of a priority. Trauma insurance is paid when a person has received a confirmed diagnosis of a “qualifying condition” as set out in the insurance policy. It is generally paid as a lump sum upon diagnosis and can be used to cover lost income, medical and rehabilitation costs and other varying expenses such as mortgage repayments.

The occurrence of a major trauma can affect both the physical and emotional wellbeing of individuals and their families and a  lump sum can help towards easing the stress during what is most likely to be troubling times.

Most of us hear regularly about someone who has been suddenly diagnosed with cancer or a serious medical condition, who has suffered a heart attack or even died.

If you were diagnosed with cancer or suffered a heart attack, wouldn’t it be great to receive a lump sum insurance payment shortly after diagnosis to assist you in treatment and funds made available to consider your future? Having a trauma insurance policy means funds would be available.

Take an extended holiday, pay off debt, have funds available to consider alternative treatments, find the best Doctors and concentrate on recovering.

“1 in 2 Australian men and 1 in 3 Australian women will be diagnosed with cancer by the age of 85″. Cancer in Australia 2012

“Cardiovascular disease (CVD) is the leading cause of death in Australia, with 45,500 deaths attributed to CVD in Australia in 2010. Cardiovascular disease kills one Australian every 12 minutes”. Australian Heart Foundation Medicine today is constantly being upgraded and developed and many people who would have passed away 10 to 20 years ago are today being treated and cured but are still having traumas.

A trauma insurance policy is similar to a life insurance policy – the advantage is that you do not need to die to receive the funds. Many companies will offer cover for these traumas / illnesses (guide only, please see company PDS for exact definitions).

  • Aplastic Anaemia
  • Acquired HIV
  • Blindness
  • Cancer
  • Chronic Lung Disease
  • Coma
  • Deafness
  • Dementia
  • Heart Attack
  • Heart Surgery
  • Kidney trauma
  • Loss of Limb / Eye
  • Loss of Speech
  • Liver Disease
  • Major Head Trauma
  • Major Organ Transplant
  • Multiple Sclerosis
  • Occupational trauma
  • Paralysis trauma
  • Parkinson’s Disease
  • Severe Burns
  • Stroke

Get the right advice. Contact us on (07) 55982544.